CROSS-BORDER · KIGALI, RWANDA

For Africa. By Africa. In ten seconds.

LYNK is the payment rail the continent deserves. We move your money between African countries in ten seconds, at fees you can read without a magnifying glass.

9:41
C
Good morning, Chidi
SENDING TO
P
Peter Kamau
Kenya ·
AMOUNT
₦50,000
≈ KES 4,622 at 1 NGN = 0.0924 KES
C
P
Sent Receiving
Initiating transfer
Converting NGN → KES
Delivering to Peter
REF·LYNK-A4F2K9
RWF × NGN × KES × GHS REGULATED UNDER BNR PRE-LAUNCH · 2026
WHY LYNK

Built to be taken seriously.

By our users, by regulators, and by the infrastructure partners who move money with us.

01

Ten-second settlement

USDC on Solana handles cross-border settlement in under a second. Local fiat legs take another few. Total: under ten seconds, any African country to any other.

02

Regulated in Rwanda

Registered with the Rwanda Development Board. Engaging with the National Bank of Rwanda sandbox. Compliance-first, from day one.

03

Transparent economics

No hidden exchange rate spreads. Mid-market rate published in real time. What you see is what your recipient gets.

04

Payment Links

Generate a shareable URL that anyone can pay. Sender pays in their currency. Recipient receives in theirs. A category first in African fintech.

05

Provider-agnostic rails

Integrates with Yellow Card, Kotani Pay, Fonbnk, and more. No single point of failure. Route each transaction to the best available partner.

06

Africa-native

Built in Kigali by Africans who lived the problem. Launching on the Nigeria-Rwanda-Kenya corridor. Expanding continent-wide within 18 months.

HOW IT WORKS

Three steps. Ten seconds.

01

You send

Choose recipient, amount, and currency. See the exact fee and rate before you confirm. No surprises.

02

We convert

USDC on Solana settles instantly. Our partners handle the last-mile fiat delivery. All compliant, all tracked.

03

They receive

Money lands in your recipient's bank or mobile money. Real-time notification. Nothing hidden.

"What takes banks three days, we finish before your tea gets cold."
A CATEGORY FIRST

Share a link. Get paid.

No more struggling with SWIFT codes or asking clients to download an app. LYNK Payment Links let anyone pay you directly from a simple URL.

Send a link via WhatsApp, drop it in your Instagram bio, or attach it to an invoice. Your payer opens it, chooses their local payment method, and checks out instantly.

They pay in their local currency. You receive the exact amount in yours. The conversion happens instantly in the background.

PAY CHIDI
₦50,000
lynk.africa/pay/chidi/inv-03
Scan or tap
WHO LYNK IS FOR

Built for the way Africans actually live.

FREELANCER

"My clients are in Lagos and Nairobi. My rent is in Kigali. I needed one tool for all of it."

— Ife, Kigali

STUDENT

"Tuition came from home three days late every time. Once I missed registration. LYNK fixes that."

— Alissa, Kigali

SMALL BUSINESS

"Paying contractors in five countries used to require five bank accounts and a prayer."

— Daniel, Accra

PARENT

"My daughter studies in Rwanda. Sending money used to feel like a full day's work."

— Folake, Lagos

PRICING

Fair for the way Africans move money.

Our pricing adapts to who you are and what you need. One fair rate per use case — never a surprise on your receipt.

i

For individuals

Send money home to family, split bills with friends, or pay tuition. Low flat fee plus a tiny transparent percentage.

Learn more
B

For freelancers & businesses

Invoice foreign clients and pay regional contractors. Generate payment links and abstract away FX. Volume-based discounts.

Learn more
I

For institutions

API access for marketplaces, payroll providers, and universities. Dedicated account management and custom rate negotiation.

Learn more
ALWAYS mid-market rate NEVER hidden markups PROMISE you see the fee before you send
0%
of surveyed Africans said they'd switch to LYNK
n = 34, across 8 countries
Registered with the Rwanda Development Board
Operating under BNR sandbox engagement
Built in Kigali. By Africans, for Africans.
Real-time mid-market rates
FOR PARTNERS

Moving money is a team sport.

Are you a payment provider, financial institution, university bursar, or enterprise with cross-border payment volume? We're actively partnering with teams who share our mission of making African money move freely.

PARTNERSHIP INQUIRIES
partnerships@lynkpay.app
JOIN THE WAITLIST

Be among the first.

Join the waitlist. We'll email you when beta opens in your country.

No spam. Two emails a year, tops.